Loan Specialist- Spanish Speaking

Remote

Full Time

Operations

Entry Level

Loan Specialist
Department: Operations
Salary: 25 bps incentive per file

What Sets Us Apart

At UMortgage, we have a customer-centric, service-based approach. We primarily focus on home purchases, providing an emphasis on consumer education, real estate agent relationships, and a personalized experience for home buyers. Our goal is to empower our team members to provide a best-in-class experience at all times while prioritizing long-lasting relationship.

What We Need

UMortgage is on the hunt for outgoing, professional, and highly organized Loan Specialists to add to our Loan Operations team! The Loan Specialist role is a full-time, high-touch, pipeline and file management role. While the Loan Officer (LO) role is defined by outbound sales activity and referral partner engagement, the Loan Specialist is designed for the process-focused, high-capacity loan technician. By relying on the LO counterpart to handle prospecting and relationship building, the Loan Specialist (LS) can originate dozens of loans per month from the “inside.”

Important distinction: Loan Specialists are not glorified LOAs. While some of the file-level responsibilities may resemble those of an LOA, the LS position overall carries more weight, responsibility, and ownership than that of an LOA. LSs are expected to be the keepers of the loan castle, the mortgage advisor/expert and the sales leaders of the division, not just closing deals but winning them. Apply Today!

What You'll Do:

Educate potential borrowers on the various mortgage products and assist them in selecting the best options for their circumstances.
Collect and review borrower financial documentation needed for submission to UMortgage Operations team.
Evaluate borrower loan applications, credit history and financial data to determine loan eligibility.
Schedule and conduct in-depth pre-approval calls with potential borrowers.
Conduct follow-ups with pre-approved borrowers to check in on home shopping.
Submit fully completed loan applications and all required documentation to the UMortgage Operations team.
Register and lock loan files with various lenders and send appropriate disclosures as they pertain to the loan program.
Make and follow up on all necessary 3rd party orders as needed (Appraisal, Title, HOI).
Submit TBD underwrites as needed and coordinate with lenders to work through scenarios.
Provide consistent, real-time updates and proactively communicate with internal and external parties such as borrowers, referral partners, Loan Originators, and UMortage Operations team members.
Meet or exceed our service level agreements (SLA) for turnaround time between all internal and external clients.
Embrace and embody our company’s core values and consumer-centric model to provide superb customer service throughout the loan process.
Maintain detailed and up-to-date knowledge on lenders, products, guidelines, and processes.
Additional responsibilities related to business needs.

What You Need:

Active NMLS license.
Minimum of 50 units done in the last 12 months as the Processor, Loan Originator Assistant or primary Loan Originator on file.
Must have weekend and after-hours availability.
Proven experience analyzing and structuring loan files.
Superb customer service, listening, presentation, and communication skills
Ability to build and maintain strong relationships with clients and referral partners.
Team-oriented, adaptable, and accountable.
Strong attention to detail and time management skills.
Strong analytical and problem-solving skills.
Excellent organizational and follow-up skills.

What You’ll Love at UMortgage

Health benefits
Dental Benefits
Vision Benefits
FSA/HSA accounts
401k/ Roth IRA
17 Days of PTO, 7 Federal Holidays and 2 Floating Holidays
Working with one of the top 100 fastest growing companies in America, ranked #88 on the Inc. 5000 list for 2024
Working with teams and offices across the US
Our “Get Better Everyday” Culture
Team Member Ownership options
Accelerated Career Growth

Apply for this position

Required*

Apply with Indeed

First Name*

Last Name*

Email Address*

Phone*

Address

Resume*

We've received your resume. Click here to update it.

Attach resume or Paste resume

Attach resume as .pdf, .doc, .docx, .odt, .txt, or .rtf (limit 5MB) or Paste resume

Paste your resume here or Attach resume file

Are you legally authorized to work in the US?*

Will you now or in the future require visa sponsorship to work or continue working in the U.S.?*

Are you willing to undergo a background check?*

Are you able to work after-hours and weekends?*

Do you have an active NMLS license?*

How many years of experience do you have in mortgage operations?*

How long have you worked with ARIVE?*

Are you open to a compensation structure that is only a per-file incentive?*

What is your Spanish proficiency?*

The following questions are entirely optional.

To comply with government Equal Employment Opportunity and/or Affirmative Action reporting regulations, we are requesting (but NOT requiring) that you enter this personal data. This information will not be used in connection with any employment decisions, and will be used solely as permitted by state and federal law. Your voluntary cooperation would be appreciated. Learn more.

Gender

Race/Ethnicity

Human Check*

Submit Application

We’re looking for positive, highly-motivated and determined candidates to add to our growing team. If you think you have what it takes, we want to hear from you!

Loan Specialist- Spanish Speaking

What We Need

Apply for this position